Nine Easy Apps to get up to $500 Advanced Instantly

Cash Advance apps offer people the ability to borrow small amounts of money in the form of cash advances. Some may have additional features, such as credit-building, saving and budgeting tools, and bank accounts. Most require a monthly membership fee and/or service fees that will be deducted from your account at the same time as your advance repayment. You will need to have a bank account with direct deposit from your employer in order to use these apps. Here is a list of nine, no hassle, Cash Advance apps you can use to get from pay check to pay check. Before I list them, I want to advise against using these apps unless it is an emergency. These should only be used every once in a while. If you are having problems getting from paycheck to paycheck, there is likely a bigger issue at hand. I recommend going over your income and expenses and watching your spending, or getting a second job. Click here for the budgeting app that I use and how it helps me manage my money: My Go-to Budgeting App

Here are nine apps you can use to get cash now:

EMPOWER is a personal finance app that helps you take control of your money. They offer cash advances of $25 to $250. Empower is at the top of my list because it doesn't charge any fees or interest on its cash advances. You just pay it back automatically when you receive your next paycheck. Once you connect a checking account to Empower, you’ll also be able to get a complete snapshot of your financial spending. This tool is useful because it can help you cut unnecessary spending.

BRIGIT is an app that provides small cash advances of $50 to $250, as well as a budgeting tool. You will have to pay a $9.99 membership fee to access most of Brigit's services, including cash advances. Once Brigit is linked to your bank account, it will analyze your spending. With a Plus membership, it will automatically advance money if it thinks your account is in danger of overdrawing. Brigit is not available for joint checking accounts and it does not work with Chime, Capital One or NetSpend, (although they do work with more than 6,000 other banks and credit unions).

DAVE is a popular cash advance app that also offers banking and financial services app. It was originally created to help customers avoid bank overdraft fees. You can advance up to $250 with Dave. There is a $1.00/month membership fee and $5.99 fee for instant transfers. Cash advances are free if you use the standard 2-3 day option. They also ask for a tip of up to $25 but it is not required. You have the option of linking Dave to your existing bank account or opening a Dave account.

ALBERT is a financial app offering automatic savings tools, bank accounts, cash-back rewards, auto-investing; and, they just happen to make cash advances as well. You can advance $100 - $250 from Albert to help to make ends meet. Albert charges a fee to get funds instantly, or you can transfer in 2–3 days for free. The app does ask for a tip, which is not required. The app also charges a $4 monthly membership fee. Albert also offers early paydays to account holders.

EARNIN has been around since 2013. It allows users an advance between $55 to $500 for each pay period, depending on your situation. You pay the loan back out of your next paycheck and there are no membership fees, or advance fees. The catch is that you have to be a salaried, hourly, or on-demand employee to use Earnin. You also have to receive your paycheck via direct deposit, allow Earnin to track your work hours, and possibly give them your work email for added verification. The app asks for a tip but it is not required.

KLOVER is an app that offers zero-interest cash advances on your paycheck to help you cover expenses until your next payday. The maximum amount you can advance is $100. As with the other apps, you have to link Klover to your bank account and fees apply for instant cash advances. The fee for instant cash is $6.49. Klover has a point system that allows you to earn points by completing tasks and offers on the app. You can then use your points to increase the amount of your advance, to spin the price wheel, or to enter daily sweepstakes.

SOLO FUNDS is not a cash advance app. However, you can obtain micro loans from Solo Funds to cover emergency expenses. These are peer-to-peer loans and range from $50 to $1,000. You can get your money the same day and you have up to 15 days to pay it back. SoLo Funds doesn’t charge loan fees or interest. However, it will charge you a late fee of 15% of the loan plus $5 if your payment doesn’t go through on the due date. Additionally, your peer lender may ask for a tip in order to fund your loan. Tips can be up to 10% of the loan amount.

CLEO is a finance and budgeting app for beginners. The app allows cash advances of up to $100 for its plus members. The plus membership is $5.99 monthly. You can choose your repayment date and it can be anywhere between three and twenty-eight days. What makes Cleo different from other apps is it's chatbot Monster. The Cleo monster uses artificial intelligence to track your spending and push you to be more conscious about what you're spending. The app tries to bring some fun to financial management. You can even put it on Roast Mode and Cleo will humorously shame you for your poor spending.

FLOAT ME offers small cash advances that are perfect for avoiding overdraft fees. The app allows advances of $10 to $50 that you can borrowed between your paychecks. Although the maximum you can advance is $50, most new users are only approved for up to $20 per pay period. Float me has a low monthly membership fee of $1.99 and an additional fee for instant transfers. Repayment of the advance and fee will automatically be deducted from your bank account on your next payday.

Comments

A Blog About Blogging -Someone Please Notice Me!

I've been spending some time joining social networks for Bloggers and checking out other blogs. One thing I've noticed is that a lot of people have a theme for their blog. The other thing that they have, that my blog doesn't have, is a header. I've seen so many pretty header images and catchy Blog titles. I'm wondering, "Is my blog missing something?" I chose not to use a header because I think it will clash with all the colors on my page and make everything look too busy. I chose not to stick to one theme because I have a million things to say and they come in a variety of different topics. I haven't been getting a lot of comments. So, I'm not sure if it has to do with the layout of my blog, or something else like that. I read somewhere online that for every 100 people that view your blog only 10 will comment. I can say that the social networks have paid off. Most of the comments that I received came from people who are members of those networks.

Bratz Big Kidz Music Stars

I tried my hardest to catch these dollies on sale this year. I planned to buy four. One for each of the girls. But they were selling out like crazy. My daughters just love Brat dolls. I don't know why. They have big heads, they break much easier than Barbie and they seriously overdue it on make-up. I was happy when MGA came up with the Bratz Kidz Dolls. These dolls don't where as much make-up. What I liked most about these Big Kidz, is that they are NOT dressed in slutty clothes. Although Yasmin's outfit still shows a little tummy, it is much more appropriate than others I have seen on this brand of doll. So anyway, as I searched the net for the new Bratz Big Kidz Music Stars, I could not find Sasha anywhere. I found the Bratz Big Kidz Snap-On Doll Sasha (who's skirt is way too short), but I could not find the Music Stars doll. I checked everywhere I could think of, (in the US) and found nothing. However, while searching the net I found that many stores in the UK ha

My First Blog Award!

Winners Grab Your Award Above! I am soooo frickin' happy to have finally received a Blog Award! yay! Thank you to Momma Michie who awarded it to me and 14 other well deserving bloggers! Momma Michie's blog is informative and upbeat, but it's also heartwarming and consists of many great topics us moms like to read about. So be sure to check her out! The rules to receiving the "One Lovely Blog Award" are the following: 1. Post the award on your blog along with recognition to the person who gave it to you with a link to their blog. 2. Award 15 other well deserving blogs that you have discovered. 3. Don't forget to contact the winners you chose for the award!Here are my 15 "One Lovely Blog Award" winners! 1. My Personal Cafe 2. Momhood Moments 3. Yes, Divas CAN Cook 4. New England Nanny 5. Three B's and Me 6. Cappuccino Confessions 7. A Nut in a Nutshell 8. A Place of Comfort 9. Momma D & Da Boyz 10. Mreow! 11. Mom Talk with 3 Kids and Us 12. B

Selecting New Eyeglasses (It's Never a Bad Idea to Consider the Price)

I accidentally threw away my glasses one night, (that's so me, I had put them in a plastic bag with some snacks). That was over a year ago and I just recently took on the challenge of selecting and purchasing new eyeglasses . This is a challenge to me, because I always have a difficult time selecting the best glasses for my face shape and skin tone. Honestly, I hate the way I look in any glasses and if I didn't need prescription glasses in order to operate a vehicle, I would go without them. (I do not recommend that anyone else do that, and I'm sure my optometrist would scold me). In order to prevent myself from getting another ticket, I had to take on the task of finding some glasses that I would feel comfortable and confident in. This time around I did some online research on how to pick out the perfect glasses . I watched some videos, read some articles, figured out my face shape, and then forgot almost everything as soon as I walked into the optical shop and saw

¡¡¡Giveaway!!!

I am pleased to announce that any one of my Blog readers could be the lucky winner of a $60.00 gift certficate from CSN Stores. It could be you! All you have to do is enter the drawing right here on this site. So here's the deal: CSN Stores is a company with 200+ websites that sell an abundance of products. They have everything; durable cookware, gorgeous lighting fixtures, sturdy baby cribs, beautiful corner TV stands and much more! The gift certificate can be used on any one of their sites. Imagine purchasing a beautiful corner stand like the one below. It's a corner stand so it saves space, it has drawers to hide the children's DVDs, game controllers and remote controls, it looks pretty sturdy and on top of all that, you'll get to slash $60.00 off the price just winning a drawing! Here's what you have to do: You may submit more than one entry, but you must follow the rules to do so. 1st(Mandatory)Entry: You must publicly follow my blog and then leave a comment

Thursday Thoughts

I guess there comes a time when every mother has to come face to face with their teenager and let them know who's boss. Mother/daughter relationships can be difficult during these years. This Thursday's Thought: "Mother Nature is providential. She gives us twelve years to develop a love for our children before turning them into teenagers." ~William Galvin The reason behind the thought: My daughter crossed a line last night. This line crossing showed blatant disrespect and has changed our relationship forever. My daughter turned 13 in March. It's only been a few months and one of my worst fears has already come true. The fear that she would one day forget how much I love her and how much I've been here for her through the years. I've never had a teenager before and this is all new to me, but one thing I am not going to do is play friends with her and allow her to disrespect me.

"We'll match you, dollar for dollar"

Not long ago I posted a Blog about this wonderful organization and how they are helping inner city youth experience life outside of the city. I think this is great because it is at no expense to the children and could make a world of difference in their lives. Apparently I'm not the only one who thinks so! A group of generous donors has decided to match all donations received in the month of June, dollar for dollar. Please donate by June 30th so that your donation can be matched. If you'd thought about this before and thought to yourself, "$25.00 is nothing." This is the time to erase that thought. This month $25.00 is $50.00. So if you can spare it, and you feel that this is a good cause, please contribute to The Fresh Air Fund .

Authentically Nita

Search This Blog