Authentically Nita

In today's modern world, women are rising to the forefront. However, many of us have hidden our precious qualities beneath external influences. It's time to reclaim our self-confidence and unleash our true potential. A self-confident person knows what they need to be happy and fearlessly pursues it. We are all born with the inherent belief that we can conquer the world, but as we navigate life, external pressures can erode our self-assurance. Whether it's the harsh realities we face or the expectations placed upon us, the impact is profound. To rediscover our true selves and regain our self-confidence, we must let go of external influences. Here are some practical tips to guide you on this empowering journey: 1. Embrace your "flaws" as strengths. Often, what we perceive as imperfections are invisible to others. Rather than hiding what you desperately want to hide, embrace your uniqueness and find liberation. 2. It's impossible to please everyone , and trying ...

Life can get a bit overwhelming as we get caught up in the frenzy of our daily responsibilities and obligations. From to-do lists to penciling in time, we try and control every aspect of our lives leaving little room for spontaneity. But what if we were to let go and allow things to flow naturally? What if by surrendering control and allowing ourselves to just be, we could experience a more genuine and fulfilling way of living. When we let things flow we open ourselves up to new possibilities, even if they deviate from our original plans. We let things happen in the moment without the constraints of how it should have happened, how it could have happened, or why it didn't happen. We stop conforming to societal expectations and worrying about how people are us. We live in the now and we show up as we are.  You may be wondering how you could do such a thing. You may feel like you have too many responsibilities. Too many people too not let down. An image to keep up. But by embracing a...

When it comes to relationships, there are certain topics that are often avoided, such as politics, religion, or even money. However, the latter is a crucial aspect in any partnership that can greatly influence the dynamics and longevity of the relationship. In particular, women tend to keep financial secrets from their partners early on, which can lead to misunderstandings, mistrust, and debt. As Manisha Thakor, a financial expert and co-author of “On My Own Two Feet,” advises, it’s important to be financially naked with your partner and have open and honest conversations about money. In this blog post, we’ll explore why financial honesty is crucial for relationships and how couples can improve their communication and management of finances. Photo by Mikhail Nilov   The first reason why financial honesty is critical in relationships is that it sets the foundation for trust. If one partner conceals their debt or overspending habits, it can lead to a power dynamic where they hold the...

Money management is key to building and maintaining wealth. And as women, it's important that we pay close attention to our finances and invest them wisely. One of the best financial tips that I've learned in my personal journey is to use different accounts for different purposes. By using this simple yet effective method, you can easily manage your money and reach your financial goals faster. How to set up different accounts: The first step is to determine which areas of your life require financial planning. This may include a retirement account, an emergency fund, a vacation fund, and so on. Then, open a separate account for each of these goals. Most banks offer free savings accounts, so take advantage of them. Once you have set up each account, determine the percentage of your income that should be allotted to each account. The benefits of using different accounts: By using different accounts, you can easily track your spending and savings. Each account is designed for a spe...

Have you ever found yourself in a situation where you doubt your accomplishments and feel like a they happened because of luck, or being in the right place at the right time? Imposter Syndrome is a common phenomenon among high achievers, especially women. People with Imposter Syndrome may feel that they are not deserving of their achievements and fear being exposed as frauds. The exaggerated fear of failure sets a high bar for them, and small mistakes lead to feelings of guilt and inadequacy. This kind of thinking can have a significant impact on your life, holding you back from reaching your potential. However, it's reassuring to know that it's a common issue and there are ways to overcome it.  If you feel like you are constantly fighting with your own thoughts and struggling with self-doubt, you are not alone. Here are five roles of imposter syndrome and practical ways to overcome them. The Perfectionist: Perfectionists look for things to go perfectly, and they become chronic...

When it comes to personal finances, creating a realistic budget is the crucial first step towards financial stability. It's a simple yet powerful tool that can help manage your finances and align your expenses with your income. In this blog, we'll guide you through a step-by-step approach to creating a realistic budget and help you step up your saving game! Photo by Tima Miroshnichenko   Calculate Your Monthly Income The first step in creating a realistic budget is to track your monthly income. This includes your salary, any additional sources of income, and bonuses. Make sure to consider all sources of income you receive each month, so you can accurately assess your financial standing. Identify Your Fixed and Variable Expenses The next step in creating your budget is to identify and categorize your expenses. Fixed expenses are those that stay the same each month, such as rent, insurance, and car payments. Variable expenses change from month to month, such as groceries, enterta...

For many women, retirement may seem too far away to start saving for it now. Alternatively, some women feel like they may not have enough money and therefore can't afford to save for retirement. As a result, most women tend to postpone their retirement savings until later in life, which can lead to formidable financial struggles when they retire. While it may seem difficult to start saving for retirement right now, the earlier you start, the more time your money has to grow. In this blog post, we will discuss why every woman should focus on retirement savings, regardless of their age or current financial status. Retirement is Expensive The cost of living continues to rise every year, which means that the cost of health care, housing, and daily expenses will only increase as well. Retirement can span anywhere from 20 to 30 years, which is a considerable amount of time that requires substantial savings. Therefore, the earlier you start saving, the better your chances of keeping your ...